YARGH
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The business model for credit cards has changed over the years, from one where they made the bulk of their money off of normal use, to a model where they make the bulk of their money off of fees that barely existed 20 years ago. The fee structures for most CCs is appalling. I got into trouble once about 7 years ago when I was unemployed and since then I've sworn off the things. I have one card (which I do not permit myself to have a balance over $500 on) and that's it. Generally, I pay cash for everything. If it's not in a bank account, then I don't spend it -- end of story. I'm through with being sucked dry by crooked banks.
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